Vista, San Marcos and Oceanside real estate and homes for sale in California - Cristine Clark, REALTOR® Cristine Clark REALTOR(r) for Vista, San Marcos and Oceanside, California real estate - NUMBER1EXPERT™ Cristine Clark NUMBER1EXPERT(tm) for Vista, San Marcos and Oceanside, California real estate
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Cristine Clark, REALTORŪ, real estate agent and broker for Vista, San Marcos and Oceanside California home listings, property and land for sale - NUMBER1EXPERT(tm)

Cristine Clark
Realty Executives

911 Hacienda Drive
Vista CA 92081
DRE License # 00675233
Direct Contact: 760-758-1211
Instant Home Value: 760-519-8723
Fax: 760-940-0359
SellingHomes@CristineClark.com
Instant Home Value: Cristine@CristineClark.com

I've Sold 1 Home Every 3 Days Since 1997!

Cristine Clark has served in the real estate industry for 31 years and enjoys experience in various aspects of real estate, including Investment Property sales, New Home sales, Re-sales, Foreclosures, Short Sales, Land Sales, and much more.!

Choosing a Realtor to represent you in buying or selling a home is a very important decision. You have the right to expect an experienced Realtor that is a negotiating, financing, contracts, and marketing expert. If you are looking to buy or sell a home in North County San Diego, be more informed; ask a professional with a proven track record for their assistance to assure a smooth real estate transaction!

There are thousands of homes for sale in San Diego County. The Cristine Clark Team will research and find the perfect home for you. This FREE home finding service takes the hassle out of finding your Ultimate Home. Simply sign in for instant, reliable market updates and individual CURRENLTY ACTIVE listings customized to your search criteria, sent as often as you desire.

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