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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
"I Will Never Use Another Agent"
"When you came to my home I felt comfortable, trusting you and let you list it. You did a great job, were honest, and I felt you were a good soul..."
Jack Robinson, Oceanside CA 92057
"With Warm Appreciation"
"We know you went Above and Beyond the Call of Duty to do this! Your Entire Team is Amazing!"
George and Sheila, Vista, CA
"You are such a Professional!"
We love our new home and appreciate very much all of your efforts to get us into it! You are a terrific team!"
Anne & Jeff, Vista, CA
"You Helped Save our Sanity"
"We wish to extend special thanks to your team for their help through some of the troubling times we experienced during the closing of the escrow"
Jean & Walt Nahmensen, Moa Drive, Vista CA
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What is the earliest residential building that remains in Manhattan?
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Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783. |
 See More Real Estate Trivia > |
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Title Insurance
What is Title Insurance and Who needs it? Progressive Title Protection for the Homeowner provided by Commonwealth Title Insurance Company.
Find Out More >
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- NUMBER1EXPERT™ 
